Protect your home building and your belongings with our combined home and contents insurance policy, comprehensive high-quality cover for your peace of mind.
Why get home and contents insurance?
Home and contents insurance protects both your home building and your belongings. The purchase of your home represents probably the largest financial investment you will make in your lifetime. It is, therefore, vitally important that you protect your most important asset by insuring it for the correct value. Your personal items have monetary value, so it makes sense to insure your home and contents and protect these items in the event of loss or damage.
What does home & contents insurance cover?
Home and contents cover – also called building and contents insurance - is a combined package policy that provides protection for both your home and its contents. It covers the cost of rebuilding or repairing the structure of your property, including fixtures and fittings, if it is damaged or destroyed, as well as covering the monetary value of your belongings. Home insurance covers your home and contents against a range of risks such as loss or damage by theft or attempted theft, fire, flood, water leakage or subsidence. This cover protects your home and contents if the damage or loss is caused accidentally or maliciously. Note that buildings insurance is usually mandatory if you are buying you home through a mortgage lender.
How much does home & contents insurance cost?
The cost of your home insurance premium will differ depending on the value of your property and your contents. Each year, you should review the amount for which you have insured your building and contents. In addition, if home improvements have been carried out, such as the building of an extension or the conversion of the attic, or if you have purchased additional contents, the sums insured should be increased to reflect this. Use the house rebuild calculator from the Society of Chartered Surveyors to calculate the rebuild cost of your home for insurance purposes.
Why choose Zurich?
Taking out a home insurance policy with Zurich comes with the same peace of mind associated with being with an insurer that is:
- • A leading global insurance company
- • Operates in over 210 countries
- • Excellent financial strength*
- • Has over 60 years’ experience providing home insurance in Ireland
- • Award winning home insurance **
- • Excellent claims service
*Please click here for financial strength and credit rating details.
**Winner of the Best Household Insurance product, in the Irish Brokers Association’s 27th Annual Insurance Service Awards 2017.